Dedicated to Exceeding Expectations
With a commitment to excellence, I strive to impress every client and agent through exceptional service, in-depth knowledge, and strong work ethic. My goal is to earn your trust and business for life by ensuring seamless, efficient, and fast closings, always acting with honesty and integrity and prioritizing your best interests.
With over two decades of experience in the mortgage industry, I specialize in:
? Loan programs and underwriting guidelines
? Federal and state disclosures and compliance
? Purchase loans, refinancing, and mortgage planning
? Reverse mortgages and military VA loans along with USDA loans
? Jumbo and high-balance loans
? Credit repair and mortgage debt consolidation
? FHA and conventional loan solutions
My expertise allows me to meet and exceed the high expectations of my clients—both new and returning. I take pride in offering competitive rates, little to no closing cost options, and a simplified loan process to make home financing smooth and stress-free!
Let me put my experience to work for you!
Ruben Arellanes
NMLS# 245309